The Aadhaar number is usually linked to the bank account while opening a new account by the bank itself as a standard procedure. In case Aadhaar is not linked to the bank account, this can be done later through online and offline procedures. It is not mandated by the government but there are many benefits of linking bank account with Aadhaar.
Why you should link your Aadhaar number to your bank account
- Account holders can reap the benefits of receiving government subsidies. Various government subsidies like LPG and kerosene are directly credited to the bank accounts linked to an individual’s Aadhaar number.
- Individuals can protect themselves from any kind of financial fraud and unauthorized transactions.
- Linking the bank account with Aadhaar helps in depositing the money received through government grants directly into the account of the beneficiaries.
There are multiple ways to link a bank account to an Aadhaar number, such as:
Link the bank account to the Aadhaar number through the branch
Step 1: Visit the nearest branch of the bank where you have the account.
Step 2: From the bank representative, obtain the Aadhaar link application form.
Step 3: Fill in all the required details (such as bank name, bank account number, details, Aadhaar number, contact information) carefully.
Step 4: Attach a copy of Aadhaar card with the application form.
Step 5: Send the form to the bank representative.
It is now the responsibility of the bank representative to verify the details and process your application. The bank will notify you via your registered phone number upon successful verification.
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Linking the bank account to Aadhaar through the banking services network
Step 1: Go to the net banking portal of the bank you have an account with.
Step 2: Log in using your registered credentials.
Step 3: Click on the “Link Your Aadhaar” option on the home page or under the “E-Services” option.
Step 4: Select the type of account you have.
Step 5: Enter your Aadhaar number and click on the “Submit” button.
The bank will process the request to link Aadhaar to your bank account. You will be notified via SMS.
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Link your bank account to your Aadhaar number through an ATM
Step 1: Visit the nearest ATM and swipe your ATM or debit card at the machine.
Step 2: Enter your PIN.
Step 3: Click on “Aadhaar Registration” under the “Services” option.
Step 4: Select your account type and enter your 12-digit Aadhaar number. Re-enter it to verify. Click the “Confirm” button.
After performing the above steps, you will receive a notification on your registered mobile number, specifying the success of linking your Aadhaar number to your bank account.
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Link the bank account to Aadhaar through the mobile application
Step 1: Download the mobile app of the bank where you have an account.
Step 2: Log in using your registered credentials.
Step 3: Click on the “Services” option.
Step 4: Click on “View/Update Aadhaar Card Details”.
Step 5: Enter your Aadhaar number. Re-enter it to verify.
Step 6: Click on the “Submit” option.
Link bank account to Aadhaar through missed call
Step 1: Make a missed call to your bank account number.
Step 2: Attend the phone call made by the bank.
Step 3: Enter your Aadhaar number carefully.
A confirmation message will be sent to you by the bank stating that your bank account has been successfully linked to your Aadhaar number.
Link your bank account to your Aadhaar account via SMS
Step 1: Send the message “UID (space) Aadhaar number” via SMS from your mobile number registered with your bank’s SMS service.
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Step 2: You will have to send the last six digits of your account number to some banks, followed by your Aadhaar number.
(These steps may differ from one bank to another. To know the format of the message to be sent, visit the website of your bank)
You will receive a thank you message on your registered mobile number after sending the link message. After that, the bank representative will verify your details with UIDAI. After successful verification, you will receive a confirmation message.
(tags for translation) Link Aadhaar bank account




